Rather a contradiction: why car insurance rates continues downhill

Despite an economic disaster of Wall Street carefully engineered and greater competition between auto insurers, in many cases auto insurance rates continue to increase.

Why?

The downward pressure

On the one hand, some regulatory moves, changes in laws enabling auto insurers to operate across state lines, increasing the number of companies the task of auto insurance and the possibility to buy car insurance online has forced insurers to drop their prices for the premium. other reasons for declining insurance rates include additional security features and an overall decrease in the number of serious accidents.

This is the good news.

The upward pressure

Since 2001, people and institutions in this country richest have never had so well; the two percent higher now much money (over 50% of the nation's total income) that they're buying even electing current – and the result is always that their equity will get much, much more like the new Congress turns its back on its components to serve their masters new, aristocratic.

Naturally, this comes at the expense of other 98% of us who actually work to live and fight more, for every penny of precious.Was nothing less vicious class war, relentless – and with the jackboot Corporate billionaire on their collective neck, a number of Americans are taking desperate measures.

As a direct result of the current economic chaos, meticulously crafted insurance fraud has been increasing.Accidents in scene and auto theft reported have cut into profits insurance company – exerting upward pressure on prices of car insurance consumers, these companies seek to recover their losses.Gets even more vicious as insurers charge more to drivers with damaged credit – assuming (usually without justification) that these people are more likely to commit fraud.

It is a sad, spiral downward.

Works both ways

Consumers aren't the only ones who commit fraud, of course. There have been several news reports of servants of unscrupulous insurance premiums to kick back pocket, organize, write policies for less coverage than the price of auto insurance on declarations and more (after all, some of them feel as well as the pressure).

What to do?

The real source of the problem seems to have little to do with the cost of auto insurance directly – but affects insurance and almost everything else in the country. the problem is that the American political system is badly broken. the flood of corporate and money billionaire mid-term elections made it clear that current legislators of both parties are sold to the highest bidder – and legislators that actually represent the interest of people who work on Wall Street are subject to relentless attacks on the media business with ads that are displayed from a largely uninformed electorate.

Control by a new, elite and tyrannical aristocracy will make economic car insurance a thing of the past – and ultimately destroy the middle class American, that already is disappearing quickly. voters should refuse to believe what they are seeing on television commercial (many of these ads may also be paid by the foreign company based in Saudi Arabia and Communist China) and start educating yourself on the issues and candidates through independent sources.